As an owner of both a Target and Home Depot credit card
you can imagine my degree of concern when the giant customer databases of both
were hacked earlier this year.
My credit score is shaky enough without some
cybercriminal charging a top of the line Weber Grill or a set of patio
furniture to my accounts. I’m sure I wasn’t the only one, dreading to open up
the monthly statements of each.
Fortunately my accounts remained status quo. If they had
suffered a breach I prayed it would be some understanding hacker who in a rare
turn of kindness deleted all my balances.
But no such luck.
Not too long ago, I wrote in this space about how someone
posing as an IRS representative declared that he could settle all my
outstanding debt to the agency if I would kindly forward my credit card
information.
I didn’t think that could be topped until I received a
call from someone who was obviously calling from overseas and badly mangled the
pronunciation of my last name. He understood that I was a speaker at December’s
AICPA Digital CPA Conference in Las Vegas and generously offered to help secure
my hotel accommodations.
As scams go, this was a new one.
The conversation went something like this:
Scammer: “I am
working with the AICPA and because of a last minute booking at the hotel there
are only six rooms left. So I need your credit card number so I can reserve
your room.”
Me: “Thank you,
but as a speaker my room is already reserved and blocked off.”
Scammer: “Yes,
but like I said, there are only a few rooms left.”
Me: “Speaker
rooms usually go on a master account. The only time you need a credit card is
at check-in for incidentals.”
Scammer: “We
only need the information to secure the room.”
Me: “Like I
told you the room is already blocked off. And by the way who are you working
with at the AICPA?”
The ensuing silence on the other end was broken with the
sound of me hanging up.
I quickly alerted the AICPA about my experience and
hopefully no one else was lucky enough to receive a similar call. But if you
do, you now know you can have a little fun with it.
But if the same guy calls back offering a deal on a Weber
Grill I know I’m in trouble.
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