I’ve often wondered why it is when your children graduate
college and land a job, they still remain on your payroll. Or when they need
something, say a new mobile phone they (wink, wink) promise they’ll pay you
back.
That eerily echoes the time I lent my brother-in-law money
(lots of it) to save his house and his business and who promised to pay me back
as soon as he got back on his feet.
That was 1999. I have not seen a dollar since then. I’m
sure that rings all-to-familiar with many of you.
So this past weekend my youngest and I took a trip to the
local wireless carrier. For the past several years their new pricing plan now
mandates that customers pay for the phone either outright or in monthly
installments. So my daughter and I forged a contract, she would pay me the
difference between my previous monthly statement and the new total.
Okay, so far so good. But then the inevitable bait and
switch or what is commonly known as upselling kicked into overdrive. I vowed to
leave the store not paying anything extra, but you know how that often goes. The
salesman said that I only had two more payments on my phone and since I was
getting a new one for a family member it would be prudent to pay it off to keep
the bill amount lower.
Done.
Then he pointed that that we were charged for 2 gigabytes
of data overage last month and one the month prior. It might make sense to
switch to an unlimited plan.
Done.
Then he examined my phone and said, your protective case
is cracked and proceeded to show me a new fashionable line they just received.
Done.
Then there was the small detail of the taxes associated
with the new phone and assorted charges associated with it – you know the
hundreds of tiny legal paragraphs at the end of your monthly statement that you
need a degree in hieroglyphics to decipher?
Done.
Long story short I left with an additional $300 tacked on
to my current Amex charges and a pledge that everyone in my family will keep
their current phones until the circuits are on fire.
Under the Affordable Care Act, it states your children
can remain under your health care plan until they’re 26. I have a feeling my
largesse will last far longer than that.
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